Understanding Today’s Financial Environment
I’m David Cutshall, your financial professional in the Sioux Falls and Brookings, SD area. With most things in life, the key to achieving your long-term financial goals is planning. As a Certified Financial Planner (CFP®) with almost 30 years’ experience in financial services, I understand that individuals face unique challenges as they prepare for retirement. My specialty is ensuring that you never run out of money in your retirement years. I’m here to help you identify your financial needs and determine which financial products will meet your objectives.
Your purpose may be a secure retirement, funding your children’s college education, or protecting your family during the working years. You can benefit from my experience and knowledge to help your short or long term goals be realized.
If you want safer assets than what is found in the stock market, we can discuss various fixed index annuities that can also have a future lifetime income approach, with no market risk. The key is to match what you want or need to the appropriate asset or investment.
Finding the right financial advisor can make a big difference to your financial future. I provide the personalized service only a small firm can deliver, addressing your needs of today and for many years to come. If you are just starting out or perhaps need a second opinion, I will have a private, confidential visit with you at no cost or obligation. I look forward to working with you through all stages of your life. Please call (605) 271-8293 or email me at firstname.lastname@example.org
Home Mortgage Deduction
Use this calculator to assess the potential benefits of a home mortgage deduction.
Surprise! You’ve Got Money!
Here’s a quick guide to checking to see if you have unclaimed money.
Spotting Credit Trouble
The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.
What’s the deal with your yearly free credit report?
One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans.
Gun owners need to make sure that their homeowners policy covers the full value of their firearm(s) as personal liability.
Preparing for college means setting goals, staying focused, and tackling a few key milestones along the way.
Federal estate taxes have long since been a lucrative source of funding for the federal government.
If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.
Assess how many days you'll work to pay your federal tax liability.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Help determine the required minimum distribution from an IRA or other qualified retirement plan.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
Assess whether you are running “in the black” or “in the red” each month.
Estimate how much of your Social Security benefit may be considered taxable.
Using smart management to get more of what you want and free up assets to invest.
How federal estate taxes work, plus estate management documents and tactics.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Agent Jane Bond is on the case, uncovering the mystery of bond laddering.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
Doing your research is key before buying a vacation home.
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
All about how missing the best market days (or the worst!) might affect your portfolio.
Learn how to harness the power of compound interest for your investments.