Understanding Today’s Financial Environment
I’m David Cutshall, your financial professional in the Sioux Falls and Brookings, SD area. With most things in life, the key to achieving your long-term financial goals is planning. As a Certified Financial Planner (CFP®) with almost 30 years’ experience in financial services, I understand that individuals face unique challenges as they prepare for retirement. My specialty is ensuring that you never run out of money in your retirement years. I’m here to help you identify your financial needs and determine which financial products will meet your objectives.
Your purpose may be a secure retirement, funding your children’s college education, or protecting your family during the working years. You can benefit from my experience and knowledge to help your short or long term goals be realized.
If you want safer assets than what is found in the stock market, we can discuss various fixed index annuities that can also have a future lifetime income approach, with no market risk. The key is to match what you want or need to the appropriate asset or investment.
Finding the right financial advisor can make a big difference to your financial future. I provide the personalized service only a small firm can deliver, addressing your needs of today and for many years to come. If you are just starting out or perhaps need a second opinion, I will have a private, confidential visit with you at no cost or obligation. I look forward to working with you through all stages of your life. Please call (605) 271-8293 or email me at email@example.com
Lots of Variables with Fixed-Rate Mortgages
When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.
The Cost of Procrastination
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
Buying vs. Leasing a Car
Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.
Here's a breakdown of how the federal government spends your tax money.
Things to consider before retirement.
Key questions to answer when you are considering retirement.
Important items to consider when purchasing condo insurance.
There are a number of reasons for business owners to consider a business succession plan sooner rather than later.
Marriage changes everything, including your insurance needs.
Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Use this calculator to better see the potential impact of compound interest on an asset.
Use this calculator to compare the future value of investments with different tax consequences.
This calculator helps estimate your federal estate tax liability.
The chances of needing long-term care, its cost, and strategies for covering that cost.
How federal estate taxes work, plus estate management documents and tactics.
Using smart management to get more of what you want and free up assets to invest.
The sandwich generation faces unique challenges. For many, meeting needs is a matter of finding a balance.
Doing your research is key before buying a vacation home.
Pundits say a lot of things about the markets. Let's see if you can keep up.
It’s never a bad time to speak with your financial professional about changes in your situation.
Here’s a quick guide to checking to see if you have unclaimed money.
From the Dutch East India Company to Wall Street, the stock market has a long and storied history.