Understanding Today’s Financial Environment
I’m David Cutshall, your financial professional in the Sioux Falls and Brookings, SD area. With most things in life, the key to achieving your long-term financial goals is planning. As a Registered Representative with 35 years of experience in financial services, I understand that individuals face unique challenges as they prepare for retirement. My specialty is ensuring that you never run out of money in your retirement years. I’m here to help you identify your financial needs and determine which financial products will meet your objectives.
Your purpose may be a secure retirement, funding your children’s college education, or protecting your family during the working years. You can benefit from my experience and knowledge to help your short or long term goals be realized.
If you want safer assets than what is found in the stock market, we can discuss various fixed index annuities that can also have a future lifetime income approach, with no market risk. The key is to match what you want or need to the appropriate asset or investment.
Finding the right financial advisor can make a big difference to your financial future. I provide the personalized service only a small firm can deliver, addressing your needs of today and for many years to come. If you are just starting out or perhaps need a second opinion, I will have a private, confidential visit with you at no cost or obligation. I look forward to working with you through all stages of your life. Please call (605) 271-8293 or email me at firstname.lastname@example.org
Money Draining Food Myths
These food myths will really put a drain on your wallet.
A House Divided
By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.
Pay Yourself First
It sounds simple, but paying yourself first can really pay off.
Revising Estate Strategy Assumptions
Estate tax exemptions rules appear to be stabilizing, prompting many to reconsider conventional estate strategies.
When Does Your Personal Car Become a Commercial Vehicle?
At what point can you call a personal vehicle commercial?
Retirement Questions That Have Nothing to Do With Money
Things to consider before retirement.
To Catch a Thief
Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.
When Life Insurance Becomes Taxable
Life insurance proceeds are generally tax-free. But not in all cases.
Spotting Credit Trouble
The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.
View all articles
This calculator compares the net gain of a taxable investment versus a tax-favored one.
What Is My Risk Tolerance?
This questionnaire will help determine your tolerance for investment risk.
Home Mortgage Deduction
Use this calculator to assess the potential benefits of a home mortgage deduction.
Potential Income from an IRA
Estimate your monthly and annual income from various IRA types.
How Compound Interest Works
Use this calculator to better see the potential impact of compound interest on an asset.
Interested in a Fuel Efficient Car?
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
View all calculators
Principles of Preserving Wealth
How federal estate taxes work, plus estate management documents and tactics.
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
5 Smart Investing Strategies
There are some smart strategies that may help you pursue your investment objectives
Your Cash Flow Statement
A presentation about managing money: using it, saving it, and even getting credit.
View all presentations
When Special Care Is Needed: The Special Needs Trust
A special needs trust helps care for a special needs child when you’re gone.
Exit Strategies of the Rich and Famous
Estate conservation is too important to put off. Do you have a smart exit strategy?
Charitable Giving: Smart from the Heart
Do you have causes that you want to support with donations?
Suddenly Single: 3 Steps to Take Now
Have you found yourself suddenly single? Here are 3 steps to take right now.
Your DNA Test
Preparing for the unexpected can make all the difference if your family relies on your income.
Extended Care: A Patchwork of Possibilities
What is your plan for health care during retirement?